Legal Policies
Table of Contents
1. Privacy Policy
2. Website Terms of Service
3. Disclaimer and Limitation of Liability
4. Refund and Cancellation Policy
5. Cookie Policy
6. Referral and Incentive Program Terms
7. Blog and Content Disclaimer
Privacy Policy
Effective Date: 05/29/2026
RJG Ventures LLC, d/b/a Your Travel Companion ("Company," "we," "us," or "our") operates the website yourtravelcompanion.info (the "Site") and provides travel planning, itinerary design, and booking coordination services (collectively, the "Services"). The Company operates as an independent contractor affiliated with Fora Travel, a licensed host travel agency. This Privacy Policy describes the types of information we collect from and about you when you visit the Site, use the Services, or otherwise interact with us, how we use that information, and the choices available to you.
1. Information We Collect
Information You Provide Directly. We collect personal information that you voluntarily provide to us, including when you submit a trip inquiry through our website contact form, subscribe to our email list, or engage our planning services. During the planning and booking process, we collect information through intake forms hosted and secured by our host agency, Fora Travel. This information may include your name, email address, phone number, mailing address, travel dates and destinations, passport and travel document details, accessibility and medical accommodation needs, dietary or other personal preferences, payment information, and any other information you choose to share.
Sensitive Personal Information. Certain information we collect is sensitive in nature, including government-issued identification numbers (passport, visa), health and medical accommodation information, and payment credentials. We collect this information only when necessary for a specific booking or travel arrangement. Passport and travel document data is collected through Fora Travel’s secured intake forms and is shared only with vendors that require it for booking and travel fulfillment. Health, accessibility, and dietary information is used solely to plan appropriate accommodations and is shared only with vendors that need it to fulfill the booking. Payment card information is collected and processed through Fora Travel’s payment systems; the Company does not independently store payment card numbers.
Information Collected Automatically. When you visit the Site, certain information is collected automatically by our hosting provider (GoDaddy), WordPress plugins, and analytics tools including Yoast and Soro SEO. This may include your IP address, browser type and version, operating system, referring URL, pages visited, time and date of your visit, and device identifiers. Cookies and similar tracking technologies may be used to facilitate this collection.
Information from Third Parties. We may receive information about you from third-party travel vendors (airlines, hotels, cruise lines, destination management companies, insurance providers) and from our host agency, Fora Travel, in connection with bookings made on your behalf.
2. How We Use Your Information
We use the information we collect for the following purposes: to provide, maintain, and improve the Services; to develop and deliver personalized travel itineraries; to coordinate bookings with third-party travel vendors on your behalf through Fora Travel’s booking platform; to process payments and manage your account; to communicate with you regarding your travel plans, inquiries, and promotional offers; to administer incentive programs, including the referral credit, loyalty bonus, and donation-based discount; to comply with legal obligations; and to protect the rights, property, and safety of the Company and others.
3. How We Share Your Information
We do not sell your personal information. We may share your information with the following
categories of recipients:
Host Travel Agency. We share your information with our host agency, Fora Travel, which provides the booking platform, payment processing, client management systems, and intake forms used to deliver the Services. Fora Travel processes your information in accordance with its own privacy practices.
Third-Party Travel Vendors. We share your travel details, identification information, and preferences with airlines, hotels, cruise lines, rental car companies, destination management companies, excursion operators, and vacation insurance providers as necessary to facilitate your bookings. These vendors are independent businesses with their own privacy policies and terms, and your information may be transferred to vendors located in your destination country or countries as necessary for booking and travel fulfillment.
Service Providers. We may share information with third-party service providers that perform functions on our behalf, such as website hosting (GoDaddy), SEO and analytics (Yoast, Soro SEO), email delivery, and scheduling (Outlook).
Social Media Platforms. We maintain a presence on TikTok, Facebook, Instagram, and Pinterest. If you interact with our social media content, those platforms may collect information in accordance with their own privacy policies.
Legal and Compliance. We may disclose information as required by law, regulation, or legal process, or if we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others.
4. Cookies and Tracking Technologies
The Site uses cookies and similar technologies to collect usage information and facilitate Site functionality. Cookies currently in use on the Site include essential cookies required for basic site operation (session management, WordPress functionality), analytics cookies set by GoDaddy’s built-in analytics tools, Yoast, and Soro SEO to measure site traffic and performance, and functional cookies used by WordPress plugins. You may manage cookie preferences through your browser settings. Please note that disabling cookies may affect the functionality of certain portions of the Site. The Company does not currently use retargeting pixels, advertising cookies, or cross-context behavioral advertising tools on the Site.
5. Data Retention
We retain your personal information for the periods described in the following table, or as otherwise required by law:
| Contact and inquiry form data | 2 years after last interaction |
| Completed trip planning files | 7 years (contract and accounting records) |
| Passport and travel document data | Deleted within 30 days after trip completion, unless needed for a pending issue |
| Payment records | Transaction records retained 7 years; card numbers not stored by Company |
| Medical, accessibility, and dietary data | Deleted within 30 days after trip completion |
| Email marketing subscriber data | Until unsubscribe, plus suppression-list retention |
| Legal dispute and chargeback records | Through resolution and applicable limitations period |
6. Your Rights and Choices
Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, delete, or port your data, and the right to opt out of certain processing activities. To exercise any such rights, please contact us at the address below. We will respond to verifiable requests in accordance with applicable law.
California Residents. If you are a California resident and the Company meets the applicable statutory thresholds under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), you may have additional rights, including the right to know what personal information we collect, the right to delete personal information, the right to correct inaccurate personal information, the right to opt out of the sale or sharing of personal information, and the right to non-discrimination for exercising your rights. The Company does not sell or share personal information as defined under the CCPA/CPRA.
7. Email Marketing
If you subscribe to our email list through the Site, we will send you marketing communications about travel planning, promotions, and related content. Each marketing email will include an unsubscribe mechanism. You may opt out of marketing emails at any time by clicking the unsubscribe link. Opting out of marketing emails does not affect transactional communications related to active travel planning engagements. Our physical mailing address for marketing compliance purposes is: 931 W Oak Tree Ln, San Tan Valley, AZ 85143.
8. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. Sensitive client data, including passport details and payment information, is collected through Fora Travel’s secured intake systems rather than through ordinary email. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.
9. Children’s Privacy
The Services are not directed to individuals under the age of 18. We do not knowingly collect personal information directly from children. Where travel is being planned for a group that includes minors, all information is collected from and provided by the parent or legal guardian, who represents and warrants that they have the authority to provide such information. If you believe that a child has provided personal information to us directly, please contact us and we will promptly delete it.
10. International Data Transfers
Travel planning inherently requires sharing your personal information with airlines, hotels, cruise lines, destination management companies, tour operators, and other vendors that may be located in countries outside the United States, including in your travel destination countries. By engaging the Services, you acknowledge that your information may be transferred to and processed in countries with data protection laws that differ from those in the United States. Each such vendor is an independent business and processes your information in accordance with its own privacy practices.
11. Third-Party Links
The Site may contain links to third-party websites, including social media platforms. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The most current version will be posted on the Site with the updated effective date. Your continued use of the Site or Services after any changes constitutes your acceptance of the revised Privacy Policy.
13. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
RJG Ventures LLC, d/b/a Your Travel Companion
Email: yourtravel.companion@outlook.com
Phone: (480) 790-2756
Website Terms of Service
Effective Date: 05/29/2026
Welcome to yourtravelcompanion.info (the "Site"), operated by RJG Ventures LLC, d/b/a Your Travel Companion ("Company," "we," "us," or "our"). The Company operates as an independent contractor affiliated with Fora Travel, a licensed host travel agency. By accessing or using the Site, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site.
1. Overview of Services
The Company provides professional travel planning, custom itinerary design, and booking coordination services (the "Services"). The Company acts as a travel planning intermediary affiliated with Fora Travel. The Company is not a travel carrier, hotel operator, cruise line, destination management company, insurance underwriter, or direct provider of any travel product or service. All travel products and services are provided by independent third-party vendors and are subject to those vendors’ terms, conditions, and policies.
2. Eligibility
The Site and Services are intended for individuals who are at least 18 years of age. By using the Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
3. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site in any way that could damage, disable, overburden, or impair the Site, or interfere with any other party’s use of the Site. You may not attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site.
4. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is the property of the Company or its content suppliers and is protected by applicable intellectual property laws. Custom itineraries and travel plans created by the Company are proprietary works and may not be reproduced, distributed, or shared with third parties without the Company’s prior written consent.
5. Fees and Payment
The Company’s fee structure is described on the Services & Fees page of the Site and in any applicable Client Services Agreement. All fees are subject to the terms of the applicable Client Services Agreement. The Company reserves the right to update its published fee schedule at any time; however, any fees agreed upon in a signed Client Services Agreement will govern that engagement.
6. Supplier Compensation Disclosure
The Company and its host agency, Fora Travel, may receive commissions, referral fees, or other compensation from travel suppliers in connection with certain bookings. Such compensation is separate from and does not reduce the Service Fee charged to the client unless expressly stated in writing in the applicable Client Services Agreement.
7. Third-Party Vendors and Links
The Site may contain links to third-party websites and references to third-party travel vendors. The Company does not control and is not responsible for the content, privacy policies, or practices of any third-party websites or vendors. Your interactions with third-party vendors, including the fulfillment of travel products and services, are solely between you and the applicable vendor and are governed by that vendor’s terms and policies.
8. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR LOSS OF ANTICIPATED TRAVEL BENEFITS, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTHING IN THESE TERMS SHALL LIMIT LIABILITY FOR FRAUD, WILLFUL MISCONDUCT, OR GROSS NEGLIGENCE, OR ANY LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW. THE COMPANY’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR SERVICES SHALL NOT EXCEED THE TOTAL SERVICE FEES PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
10. Indemnification
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Site or Services, your violation of these Terms, or your violation of any rights of another.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Site that is not subject to arbitration under the Client Services Agreement shall be resolved exclusively in the state or federal courts located in Maricopa County, Arizona, and you consent to the personal jurisdiction of such courts.
12. Order of Precedence
In the event of any conflict between these Terms and a signed Client Services Agreement, the Client Services Agreement shall control for the applicable engagement. The Refund and Cancellation Policy shall control refund mechanics unless expressly modified in a signed Client Services Agreement. Third-party vendor terms shall control the underlying travel products and services in all cases.
13. Modifications
The Company reserves the right to modify these Terms at any time. The most current version will be posted on the Site with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
14. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
15. Contact
If you have questions about these Terms, please contact us at:
RJG Ventures LLC, d/b/a Your Travel Companion
Email: yourtravel.companion@outlook.com
Phone: (480) 790-2756
Disclaimer and Limitation of Liability
Effective Date: 05/29/2026
Role of the Company
RJG Ventures LLC, d/b/a Your Travel Companion ("Company") provides professional travel planning, itinerary design, and booking coordination services as an independent contractor affiliated with Fora Travel, a licensed host travel agency. The Company acts solely as an intermediary between the Client and independent third-party travel vendors, including airlines, hotels, cruise lines, rental car companies, destination management companies ("DMCs"), excursion operators, and vacation insurance providers. The Company is not a co-venturer, partner, or agent of any third-party vendor, and the Company does not own, operate, manage, or control any travel product or service.
Third-Party Vendor Disclaimer
All travel products and services, including transportation, accommodations, excursions, and insurance, are provided by independent third-party vendors and are subject to those vendors’ own terms, conditions, and policies. The Company has no control over and assumes no liability for the acts, omissions, defaults, or failures of any third-party vendor, including but not limited to: flight cancellations, delays, diversions, or schedule changes; hotel or accommodation overbookings, closures, or construction; cruise itinerary modifications, mechanical failures, or onboard incidents; lost, delayed, or damaged luggage; personal injury, illness, or property damage; changes in government regulations, entry requirements, or travel advisories; and any other event outside the Company’s reasonable control. The Client acknowledges that each vendor’s cancellation, refund, and change policies control the underlying travel products and may be more restrictive than the Company’s own policies.
Vacation Insurance
The Company may assist Clients in identifying and obtaining vacation insurance coverage through third-party insurance providers. This assistance includes connecting clients with insurance vendors, assisting with policy selection and purchase, managing communication with providers, and assisting with claims if needed. The Company operates under the licensing framework of its host agency, Fora Travel, and works with insurance carriers designated by Fora Travel. The Company does not independently sell, underwrite, adjust, or administer any insurance policy. The Company does not evaluate or recommend policy adequacy, does not compare coverage as insurance advice, and does not interpret benefits or exclusions. All insurance products are issued by and subject to the terms of the applicable third-party insurance provider. Nothing in the Company’s Services should be construed as the independent offering, sale, or solicitation of insurance outside of Fora Travel’s licensing framework.
No Professional Advice
The Company does not provide legal, medical, immigration, financial, or safety advice. Information provided by the Company regarding visas, vaccinations, entry requirements, health conditions, safety conditions, or travel advisories is for general reference only and should not be relied upon as a substitute for official government advisories, medical guidance, legal counsel, or other professional advice. The Client is responsible for independently verifying all such information through official and authoritative sources.
Accessibility and Medical Accommodations
The Company can request accessibility and medical accommodations from third-party vendors on behalf of the Client but cannot guarantee that airlines, hotels, cruise lines, tour operators, or foreign destinations will provide such accommodations. The Client remains responsible for disclosing all mobility, medical, dietary, and assistance needs accurately and early in the planning process. The Client is solely responsible for medical clearance, personal equipment, caregivers, medications, and emergency planning.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY’S TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE TOTAL SERVICE FEES ACTUALLY PAID BY THE CLIENT TO THE COMPANY FOR THE APPLICABLE TRIP. IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF ENJOYMENT, LOSS OF ANTICIPATED
TRAVEL BENEFITS, EMOTIONAL DISTRESS, OR ANY COSTS INCURRED DUE TO THIRDPARTY VENDOR FAILURES. NOTHING IN THIS DISCLAIMER SHALL LIMIT LIABILITY FOR FRAUD, WILLFUL MISCONDUCT, OR GROSS NEGLIGENCE, OR ANY LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW.
Travel Risks Acknowledgment
Travel inherently involves risks, including risks related to health, safety, weather, political conditions, and natural events. The Client acknowledges that the Company cannot guarantee the safety, timeliness, or quality of any travel experience and that the Client assumes all risks associated with travel. The Company strongly recommends that all Clients obtain comprehensive travel insurance prior to departure.
Refund and Cancellation Policy
Effective Date: 05/29/2026
This Refund and Cancellation Policy applies to all travel planning services provided by RJG
Ventures LLC, d/b/a Your Travel Companion ("Company").
Initial Planning Deposit
First-time clients are required to pay a non-refundable Initial Planning Deposit of $200 to initiate itinerary development. The deposit is charged after the initial consultation and before planning begins. The deposit will be credited toward the Client’s total Service Fee upon booking. If the Client elects not to proceed with booking, the deposit is forfeited.
Cancellation Before Booking
If the Client cancels the engagement before any booking has been coordinated (i.e., before payment has been submitted to a vendor on the Client’s behalf or a reservation has been made with a vendor), the Initial Planning Deposit is non-refundable, but no additional Service Fees will be owed.
Cancellation After Booking
If the Client cancels after bookings have been coordinated, the full Service Fee remains due and is non-refundable. Refunds for underlying travel products (airfare, hotel reservations, cruise fares, etc.) are subject to the cancellation policies of the applicable third-party vendors. The Company will use commercially reasonable efforts to assist the Client in obtaining any available refunds or credits from third-party vendors but does not guarantee the availability of any refund.
Post-Booking Changes
Changes to confirmed bookings requested by the Client after the initial booking has been made are subject to a $100 Post-Booking Change Fee per change request, in addition to any change fees, fare differences, or penalties imposed by the applicable third-party vendor. Multiple changes submitted in a single session are treated as one change request.
Cancellation by the Company
The Company reserves the right to cancel any engagement upon written notice in the circumstances described in the Client Services Agreement. If the Company cancels prior to booking, the Initial Planning Deposit will be refunded in full. If the Company cancels after booking, the Company will refund any unearned portion of the Service Fee. Third-party vendor refunds remain subject to the applicable vendor’s policies.
Refund Timing
Refunds of the Initial Planning Deposit or Service Fees owed by the Company will be processed within fifteen (15) business days of the cancellation and issued to the original payment method unless otherwise required. Third-party vendor refund timelines are determined by the applicable vendor.
Disputes
If the Client is dissatisfied with the Services, the Client should contact the Company in writing to discuss the concern. The Company will review the matter and, at its discretion, may offer a partial credit, revised itinerary, or other appropriate resolution. This informal dispute process does not limit any rights under the arbitration provisions of the Client Services Agreement.
Travel Insurance
The Company strongly recommends that all Clients obtain comprehensive travel insurance to protect against cancellation, interruption, and other unforeseen events. The Company can assist in coordinating the procurement of travel insurance through third-party providers but does not underwrite or administer any insurance policy.
How to Cancel
To cancel an engagement or request changes, please contact the Company in writing at yourtravel.companion@outlook.com or by phone at (480) 790-2756.
Cookie Policy
Effective Date: 05/29/2026
RJG Ventures LLC, d/b/a Your Travel Companion ("Company," "we," "us," or "our") uses cookies and similar tracking technologies on yourtravelcompanion.info (the "Site"). This Cookie Policy explains what cookies are, how we use them, and your choices regarding their use.
What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. Cookies allow the website to recognize your device and remember certain information about your visit, such as your preferences and actions.
Cookies We Use
The following table describes the categories of cookies currently in use on the Site:
| Session and site functionality | WordPress / GoDaddy | Enable core site functions including page navigation, form submission, and session management | Yes |
| Analytics and performance | GoDaddy built-in analytics, Soro SEO, Yoast | Collect aggregated information about site traffic, page views, and user behavior to improve site performance | No |
The Company does not currently use retargeting pixels, advertising cookies, or cross-context behavioral advertising tools on the Site.
Your Choices
Most web browsers allow you to manage cookie preferences through the browser settings. You can set your browser to refuse cookies, delete existing cookies, or alert you when a cookie is being set. Please note that if you disable or refuse cookies, some parts of the Site may become inaccessible or may not function properly. Because the Site does not currently use nonessential advertising or retargeting cookies, a detailed cookie consent banner is not implemented at this time. If the Company adds non-essential cookies in the future, this policy will be updated accordingly.
Changes to This Cookie Policy
We may update this Cookie Policy from time to time. The most current version will be posted on the Site with the updated effective date.
Contact
If you have questions about our use of cookies, please contact us at:
RJG Ventures LLC, d/b/a Your Travel Companion
Email: yourtravel.companion@outlook.com
Phone: (480) 790-2756
Referral and Incentive Program Terms
Effective Date: 05/29/2026
These Referral and Incentive Program Terms ("Program Terms") govern participation in the referral, loyalty, and donation-based discount programs offered by RJG Ventures LLC, d/b/a Your Travel Companion ("Company").
Referral Credit Program
1. Eligibility. Any current or former Client of the Company who has completed at least one booked trip may participate in the Referral Credit Program. A single Client may refer multiple new clients. The referred individual must be a new client who has not previously engaged the Company’s Services. Family members and household members of the referring Client are eligible as new clients.
2. Referral Credit. When a referred new client books and pays for planning services, the referring Client will receive a $150 travel credit, which may be applied toward the Service Fee on the referring Client’s next booked trip.
3. Limitations. Referral credits are non-transferable and have no cash value. Referral credits do not expire. Referral credits may not be stacked (i.e., only one referral credit may be applied per trip). Referral credits may be combined with the Loyalty Bonus and/or Multi-Service Discount, subject to the 5% minimum Service Fee floor. The Company reserves the right to modify or discontinue the Referral Credit Program at any time; changes will not affect credits already earned.
4. FTC Disclosure Requirement. Clients who refer others to the Company in exchange for a referral credit must clearly disclose that they may receive a travel credit if the referred person books services with the Company. This disclosure should be made at or near the time of the recommendation.
Donation-Based Discount
5. Program Description. Clients who make a qualifying charitable donation may receive a discount of up to $200 applied toward the Service Fee for a booked trip. The Client must provide proof of donation (e.g., receipt, confirmation email, or other documentation) to the Company before the discount is applied.
6. Qualifying Donations. The donation must be made to the Company’s designated quarterly charity partner or, if no quarterly partner is active, to a qualifying 501(c)(3) nonprofit organization. The Company reserves the right to verify the donation and to determine the discount amount at its discretion, up to the $200 maximum.
7. Tax Treatment. The charitable donation is made by the Client directly to the charitable organization. Any tax deductibility of the donation is a matter between the Client and the charitable organization; the Company does not provide tax advice. The discount applied to the Service Fee is a promotional discount offered by the Company and is not itself a charitable donation.
Loyalty Bonus
8. Program Description. Returning clients receive a 2-percentage-point reduction to the Service Fee rate for each subsequent trip booked with the Company, up to a maximum cumulative reduction of 8 percentage points. For example, a client on their second trip receives a 2-point reduction (14% to 12%); on their third trip, a 4-point reduction (14% to 10%); on their fourth trip, a 6-point reduction (14% to 8%); and on their fifth and subsequent trips, an 8-point reduction (14% to 6%).
9. Stacking. The Loyalty Bonus may be combined with the Multi-Service Discount and/or a Referral Credit. In no event shall the combined reductions reduce the Service Fee rate below the 5% minimum floor.
10. Limitations. The Loyalty Bonus applies only to Service Fees and does not reduce thirdparty vendor costs. The Company reserves the right to modify or discontinue the Loyalty Bonus
at any time; changes will not affect bonuses already earned and communicated to the Client.
General Terms
11. Modifications. The Company reserves the right to modify, suspend, or terminate any incentive program at any time, with or without notice. Changes will not retroactively affect credits, bonuses, or discounts already earned and communicated to the Client.
12. Disputes. Any disputes regarding the application of referral credits, loyalty bonuses, or donation-based discounts will be resolved by the Company in the first instance and, if not resolved, through the dispute resolution provisions of the Client Services Agreement.
13. Fraud. The Company reserves the right to withhold or revoke any referral credit, loyalty bonus, donation-based discount, or other incentive if the Company determines, in its sole discretion, that it was obtained through fraud, misrepresentation, or abuse of the program.
Blog and Content Disclaimer
Effective Date: 05/29/2026
The blog and other informational content published on yourtravelcompanion.info (the "Site") by RJG Ventures LLC, d/b/a Your Travel Companion ("Company") is provided for general informational and entertainment purposes only.
No Professional Advice
The content on the Site, including destination guides, travel tips, packing lists, health and safety recommendations, and other editorial content, does not constitute professional, legal, medical, financial, immigration, or safety advice. Readers should not rely on blog content as a substitute for official government travel advisories (including U.S. State Department and CDC advisories), medical guidance, legal counsel, or other professional advice.
Accuracy and Timeliness
While the Company makes reasonable efforts to ensure that blog content is accurate and current, the Company makes no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of any information published on the Site. Travel conditions, regulations, visa requirements, health advisories, and other circumstances can change rapidly and without notice. Readers are responsible for independently verifying all information before making travel decisions. Blog posts should be read in light of their publication or last-updated date, and readers should consult official government, airline, hotel, cruise line, and destination authority sources for the most current information.
Third-Party References and Affiliate Disclosures
Blog content may reference third-party products, services, destinations, or vendors. Such references are not guarantees of quality, safety, availability, or suitability. Where the Company has a sponsored, affiliate, or compensated relationship with a referenced vendor, that relationship will be disclosed in or near the applicable content. The Company may receive commissions or other compensation through affiliate links or vendor partnerships; such compensation does not affect the editorial content but readers should be aware of these relationships.
Assumption of Risk
Travel involves inherent risks. Any travel activities undertaken based on information provided on the Site are undertaken at the reader’s own risk. The Company shall not be liable for any loss, injury, damage, or expense arising from reliance on blog content or any travel activities inspired by such content.
Intellectual Property
All blog content, including text, photographs, and graphics, is the property of the Company or its licensors and is protected by applicable intellectual property laws. Reproduction, distribution, or use of blog content without the Company’s prior written consent is prohibited.